Protection starts at home
With a variety of homeowners’ coverage options, you can feel safe knowing your home and those who live there are protected when you insure with Insurance SD.
The right coverage for you
When you choose Insurance SD you’re not only getting one of America’s most trusted insurance providers, you’re also getting your own dedicated Insurance SD agent, who will work with you to create a custom plan just for you. And that’s important when you have so many coverage choices and options. Here are a few that we offer.*
- Dwelling Protection:
Covers damage to your home due to fire, lightening, smoke, storm damage or other similar perils.
- Personal Property:
Provides coverage for your household items in the event of a fire, theft or other covered loss.
- Extended Replacement Cost:
Provides additional coverage up to 150% of the dwelling’s policy limits to rebuild your home in the event you suffer a covered loss.
- Additional Living Expenses:
Provides coverage for living expenses if your home becomes uninhabitable as a result of a covered loss.
- Personal Liability Protection:
Pays for bodily injury or property damage caused to others as a result of a covered incident.
- Guest Medical Protection:
Pays medical expenses for your guests who are accidentally injured on your property.
- Identity Theft Protection:
Pays for expenses you incur as a result of criminal identity theft.
- Additional personal property coverage for valuables, such as antiques, fine art and jewelry
* Coverage(s) may be subject to certain restrictions and limitations and may not be available in all states. Ask your local independent agent for more information.
Uncover discounts for extra savings
Everybody loves to save money, so we also offer a variety of discounts that can you save even more off of Insurance SD’s already low rates. Take a look at these:
- Protective Devices Discount
- You can receive discounts for smoke alarms, deadbolts, burglar alarms and more.
- Fire-Resistant Construction Materials
- Newer Home
- Gated Community
- Selecting a higher deductible
* Discounts may vary by state.
Make sure you ask your local agent about our AUTO+HOME discount. You could save hundreds of dollars a year when you insure both your auto and your home with Insurance SD.